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  • Car insurance for seafarers

    Ok so heres a good one, does anyone know if seafarers can get different/cheaper car insurance than the typical person? We are out of the country for a number of months, thus, use our cars less so it seems logical to think that insurance will be at a cheaper price!

  • #2
    Re: Car insurance for seafarers

    assuming you keep the car in a locked garage when you're at sea - otherwise they might say that an unattended car is more likely to get stolen from you driveway
    Former TH cadet with experience of cruise ships, buoy tenders, research ships and oil tankers

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    • #3
      Re: Car insurance for seafarers

      I highly doubt that you could get cheaper insurance just because your a seafarer.
      I love deadlines. I like the whooshing sound they make as they fly by.....

      All posts here represent my own opinion and not that of my employer.

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      • #4
        Re: Car insurance for seafarers

        Park off-road and cancel your insurance?

        Nautilus members get a discount from Endsleigh, but what are the chances of theirs beng the cheapest deal...?

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        • #5
          Re: Car insurance for seafarers

          I've heard different things on this, when doing quotes try both options of 'full time student' and 'seafarer', when i was doing quotes i got little diffrence, or none, apparently insurance companies bump it up because your away for so long your more of a 'rusty' driver, and obviously a higher chance of it being nicked.
          Life at sea is a life for me

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          • #6
            Re: Car insurance for seafarers

            Originally posted by Brimbo
            I've heard different things on this, when doing quotes try both options of 'full time student' and 'seafarer', when i was doing quotes i got little diffrence, or none, apparently insurance companies bump it up because your away for so long your more of a 'rusty' driver, and obviously a higher chance of it being nicked.
            Really does seem counterintuitive to me that, you would think that because your not driving it as much you wouldn't have as much chance to crash it! But I guess thats insurance companies for you, always looking for some excuse to charge you more

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            • #7
              Re: Car insurance for seafarers

              Mentioning you are a seafarer can increase you premiums for some reason. It's roughly related to the fact it might get knicked while you are out of the country and that sort of thing, oh and they think we are high risk for some odd reason
              Also you will be rusty when comming home on leave, I know when on the way home from the airport the wife seems to be driving very fast even at low speeds, mainly cos your perception is altered after all that time on the boat.
              Trust me I'm a Chief.

              Views expressed by me are mine and mine alone.
              Yes I work for the big blue canoe company.
              No I do not report things from here to them as they are quite able to come and read this stuff for themselves.


              Twitter:- @DeeChief

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              • #8
                Re: Car insurance for seafarers

                Those pesky insurance men!

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                • #9
                  Re: Car insurance for seafarers

                  Probably simply based on the claims records of seamen. If they make more claims than average they get a higher premium as the 'risk' to the insurer is more. This is all taken from the stats the insurance keeps abouts it previous business and the info they share between themselves when working out risk.
                  Wise man says.... " Enough with the stupid questions "

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