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I bought a Seiko off a dodgy bloke in Jeddah and hammered it for the next 10 years. It's still in my drawer and just needs a new battery. Mind you it...
I've been on ships were after the working day everyone went their own separate ways and really never made an effort to communicate with one another....
Although I doubt that it would happen to the OP if a debt case is taken to court it's possible that the debtor could be made bankrupt which means no...